Housing Assistance
4 programsIndian Housing Block Grant (IHBG)
ModerateHUD — Office of Native American Programs
Who qualifies: Tribally Designated Housing Entities (TDHEs) and Tribal governments
Formula-based block grant providing housing construction, rehabilitation, and rental assistance for low-income Native families on or near reservations.
Native American Housing & Self-Determination Act (NAHASDA) Grants
ModerateHUD
Who qualifies: Federally recognized Tribes
Authorizes federal housing assistance for Native Americans through IHBG and Title VI Loan Guarantee. Provides affordable housing programs managed by Tribes.
Section 184 Indian Home Loan Guarantee
Easy to ApplyHUD
Who qualifies: Native Americans and Alaska Natives for home loans on Tribal land
Low down payment mortgage guarantee program for Native Americans to purchase, construct, or rehabilitate homes on Tribal trust land or other approved land.
USDA Section 502 Direct Loan — Tribal
ModerateUSDA Rural Development
Who qualifies: Low-income rural households including Tribal members
Direct loans and loan guarantees for low-income rural households to purchase, build, or repair homes. USDA has tribal-specific outreach programs.