INVESTMENT
Investment & Development Funds
Capital programs run by tribal nations — revolving loan funds, microloan programs, community development financial institutions (CDFIs), and permanent funds. Figures are shown only where confirmed by a cited source.
Wolf Point Federal Credit Union
Tribal credit union serving the Fort Peck Reservation in northeastern Montana.
Haa Yakaawu Financial Institution
Native CDFI of the Central Council of the Tlingit & Haida Indian Tribes of Alaska.
Cherokee Nation Economic Development Trust Authority (CNEDTA)
Tribally chartered CDFI providing small-business and commercial lending across the Cherokee Nation reservation in northeastern Oklahoma.
Four Bands Community Fund
Native CDFI on the Cheyenne River Reservation offering business and consumer loans plus entrepreneurship education.
Citizen Potawatomi Community Development Corporation (CPCDC)
Tribal CDFI providing business and consumer loans, financial education, and technical assistance nationwide to Native entrepreneurs.
Sovereign Leasing & Financing, Inc. (S&K Holding Company)
Tribal financing institution serving the Flathead Reservation (Confederated Salish and Kootenai Tribes).
Sequoyah Fund (EBCI Community Development)
Native CDFI serving the Qualla Boundary, offering business loans, credit-building, and entrepreneurship training for Eastern Band Cherokee citizens.
Wind River Development Fund
Native CDFI serving the Wind River Reservation (Eastern Shoshone and Northern Arapaho) with business lending and entrepreneurship support.
Pima Leasing & Financing Corporation
Gila River enterprise providing equipment leasing and financing that supports Community businesses and development.
Hoopa Development Fund
Tribal CDFI serving the Hoopa Valley Reservation in northern California.
Hopi Credit Association
Tribal lending institution serving Hopi members with agricultural, business, and consumer loans.
Lac Courte Oreilles Federal Credit Union
Tribal financial institution serving the Lac Courte Oreilles Reservation in northern Wisconsin.
NiiJii Small Business Loan Fund, Inc.
Native CDFI providing small-business lending on the Lac du Flambeau Reservation.
Lumbee Revitalization & Community Development Corporation (LRDC)
Native CDFI serving Lumbee communities in southeastern North Carolina with small-business and housing lending.
Lummi Community Development Financial Institution
Tribal CDFI serving the Lummi Reservation in northwestern Washington.
Minnesota Chippewa Tribal Housing Corporation
Native CDFI providing housing and mortgage lending across the Minnesota Chippewa Tribe bands.
White Earth Investment Initiative
Native CDFI serving the White Earth Reservation and greater Minnesota with financial education and lending.
Business & Industrial Development Fund (BIDF)
Navajo Nation lending program administered by the DED Small Business Development Department to finance Navajo-owned enterprises.
Micro Enterprise Loan Program (MELP)
Small-dollar lending program for micro-enterprises and start-ups, administered by the DED Small Business Development Department.
Wind River Development Fund
Native CDFI serving the Wind River Reservation (Eastern Shoshone and Northern Arapaho) with business lending and entrepreneurship support.
Lakota Funds
The first Native CDFI on a reservation (est. 1986), serving the Pine Ridge Reservation with business loans, credit-building, and financial education.
Mazaska Owecaso Otipi Financial, Inc.
Native CDFI providing home-ownership and mortgage lending on the Pine Ridge Reservation.
Bay Bank
Oneida-owned bank (sole owner since 2000) and certified CDFI with ~$300M in assets, offering mortgage, consumer, and commercial lending and serving Native communities including a Keshena (Menominee) branch.
Yurok Alliance for Northern California Housing
Native CDFI supporting housing and development for Yurok people in northern California.
Salt River Financial Services Institution
Tribal CDFI serving the Salt River Pima-Maricopa Indian Community with consumer, credit-building, and small-business lending.
Valley Credit Association
Tribal lending institution serving the Duck Valley Reservation (Shoshone-Paiute Tribes).
Sisseton Co-op Federal Credit Union
Tribal credit union serving the Lake Traverse Reservation (Sisseton-Wahpeton Oyate).
Southern Ute Permanent Fund
Tribal permanent fund holding and investing proceeds from energy and other revenue for long-term benefit of Southern Ute members.
Southern Ute Growth Fund
The tribe's investment and business-development arm, managing energy, real estate, and private-equity holdings — one of the largest tribally owned investment funds in the U.S.
Chickasaw Nation Community Development Financial Institution
Tribal CDFI providing business, consumer, and credit-building loans to Chickasaw citizens across south-central Oklahoma.
Choctaw Home Finance Corporation
Native CDFI providing home-purchase, renovation, and consumer lending across the Choctaw Nation of Oklahoma.
Osage Financial Resources, Inc.
Native CDFI serving Osage Nation citizens with business and consumer lending in northeastern Oklahoma.
CDFI of the Tohono O'odham Nation (Tohono O'odham Ki:Ki Association)
Tribal CDFI serving the Tohono O'odham Nation in southern Arizona with housing and small-business lending.
Intertribal & Regional Funds
Native CDFIs and financial intermediaries that serve many tribes across a region or nationally, rather than a single reservation.
Native American Bank, N.A.
NationalThe only national American Indian–owned community bank, owned by a coalition of tribal nations and Alaska Native corporations, providing commercial lending across Indian Country.
National intermediary that capitalizes and trains Native CDFIs, providing lending capital, technical assistance, and financial-education resources.
American Indian Economic Development Fund (AIEDF)
Regional — Upper MidwestNative CDFI offering business loans and entrepreneurship support to American Indian communities across Minnesota and the Upper Midwest.
Affiliated Tribes of Northwest Indians — Revolving Loan Fund
Regional — Pacific NorthwestIntertribal revolving loan fund serving member tribes of the Affiliated Tribes of Northwest Indians.
Four Directions Development Corporation
Regional — MaineNative CDFI serving the Wabanaki tribes of Maine with housing, business, and consumer lending.
Native American Development Corporation (NADC)
Regional — Northern PlainsNative CDFI providing business lending and technical assistance to tribes across Montana and the Northern Plains.
First American Capital Corporation (AICCW)
Regional — WisconsinCDFI affiliate of the American Indian Chamber of Commerce of Wisconsin, financing Native-owned businesses statewide.
Native American Lending Group
Regional — SouthwestNative CDFI providing small-business and consumer lending to tribal communities in New Mexico and the Southwest.
Rural Alaska Investment & Finance
Regional — AlaskaNative CDFI serving Alaska Native villages and rural communities with housing and development finance.
Na Qenq'a Community Development Financing, Inc.
Regional — AlaskaNative CDFI serving Alaska Native communities.
Adair County Indian Credit Association
Regional — Eastern OklahomaLong-standing Native lending institution serving Cherokee and other tribal citizens in eastern Oklahoma.
First Hawaiian Homes Federal Credit Union
Native HawaiianNative Hawaiian credit union serving Hawaiian Home Lands beneficiaries.