Logo

Investment & Development Funds

Capital programs run by tribal nations — revolving loan funds, microloan programs, community development financial institutions (CDFIs), and permanent funds. Figures are shown only where confirmed by a cited source.

33 funds across 30 nations
Assiniboine and Sioux Tribes of the Fort Peck Indian Reservation, Montana

Wolf Point Federal Credit Union

Native CDFI (U.S. Treasury certified)

Tribal credit union serving the Fort Peck Reservation in northeastern Montana.

Central Council of the Tlingit & Haida Indian Tribes

Haa Yakaawu Financial Institution

Native CDFI (U.S. Treasury certified)

Native CDFI of the Central Council of the Tlingit & Haida Indian Tribes of Alaska.

Cherokee Nation

Cherokee Nation Economic Development Trust Authority (CNEDTA)

Native CDFI (U.S. Treasury certified)

Tribally chartered CDFI providing small-business and commercial lending across the Cherokee Nation reservation in northeastern Oklahoma.

Cheyenne River Sioux Tribe of the Cheyenne River Reservation, South Dakota

Four Bands Community Fund

Native CDFI (U.S. Treasury certified)

Native CDFI on the Cheyenne River Reservation offering business and consumer loans plus entrepreneurship education.

Citizen Potawatomi Nation, Oklahoma

Citizen Potawatomi Community Development Corporation (CPCDC)

Native CDFI (U.S. Treasury certified)

Tribal CDFI providing business and consumer loans, financial education, and technical assistance nationwide to Native entrepreneurs.

Confederated Salish and Kootenai Tribes of the Flathead Reservation

Sovereign Leasing & Financing, Inc. (S&K Holding Company)

Native CDFI (U.S. Treasury certified)

Tribal financing institution serving the Flathead Reservation (Confederated Salish and Kootenai Tribes).

Eastern Band of Cherokee Indians

Sequoyah Fund (EBCI Community Development)

Native CDFI (U.S. Treasury certified)

Native CDFI serving the Qualla Boundary, offering business loans, credit-building, and entrepreneurship training for Eastern Band Cherokee citizens.

Eastern Shoshone Tribe of the Wind River Reservation, Wyoming

Wind River Development Fund

Native CDFI (U.S. Treasury certified)

Native CDFI serving the Wind River Reservation (Eastern Shoshone and Northern Arapaho) with business lending and entrepreneurship support.

Gila River Indian Community

Pima Leasing & Financing Corporation

Tribal financing corporation

Gila River enterprise providing equipment leasing and financing that supports Community businesses and development.

Hoopa Valley Tribe, California

Hoopa Development Fund

Native CDFI (U.S. Treasury certified)

Tribal CDFI serving the Hoopa Valley Reservation in northern California.

Hopi Tribe of Arizona

Hopi Credit Association

Native CDFI (U.S. Treasury certified)

Tribal lending institution serving Hopi members with agricultural, business, and consumer loans.

Lac Courte Oreilles Band of Lake Superior Chippewa Indians of Wisconsin

Lac Courte Oreilles Federal Credit Union

Native CDFI (U.S. Treasury certified)

Tribal financial institution serving the Lac Courte Oreilles Reservation in northern Wisconsin.

Lac du Flambeau Band of Lake Superior Chippewa Indians of the Lac du Flambeau Reservation of Wisconsin

NiiJii Small Business Loan Fund, Inc.

Native CDFI (U.S. Treasury certified)

Native CDFI providing small-business lending on the Lac du Flambeau Reservation.

Lumbee Tribe of North Carolina

Lumbee Revitalization & Community Development Corporation (LRDC)

Native CDFI (U.S. Treasury certified)

Native CDFI serving Lumbee communities in southeastern North Carolina with small-business and housing lending.

Lummi Tribe of the Lummi Reservation

Lummi Community Development Financial Institution

Native CDFI (U.S. Treasury certified)

Tribal CDFI serving the Lummi Reservation in northwestern Washington.

Minnesota Chippewa Tribe, Minnesota (Leech Lake Band)

Minnesota Chippewa Tribal Housing Corporation

Native CDFI (U.S. Treasury certified)

Native CDFI providing housing and mortgage lending across the Minnesota Chippewa Tribe bands.

Minnesota Chippewa Tribe, Minnesota (White Earth Band)

White Earth Investment Initiative

Native CDFI (U.S. Treasury certified)

Native CDFI serving the White Earth Reservation and greater Minnesota with financial education and lending.

Navajo Nation

Business & Industrial Development Fund (BIDF)

Revolving loan fund

Navajo Nation lending program administered by the DED Small Business Development Department to finance Navajo-owned enterprises.

Micro Enterprise Loan Program (MELP)

Microloan fund

Small-dollar lending program for micro-enterprises and start-ups, administered by the DED Small Business Development Department.

Northern Arapaho Tribe of the Wind River Reservation, Wyoming

Wind River Development Fund

Native CDFI (U.S. Treasury certified)

Native CDFI serving the Wind River Reservation (Eastern Shoshone and Northern Arapaho) with business lending and entrepreneurship support.

Oglala Sioux Tribe

Lakota Funds

Native CDFI (U.S. Treasury certified)

The first Native CDFI on a reservation (est. 1986), serving the Pine Ridge Reservation with business loans, credit-building, and financial education.

Mazaska Owecaso Otipi Financial, Inc.

Native CDFI (U.S. Treasury certified)

Native CDFI providing home-ownership and mortgage lending on the Pine Ridge Reservation.

Oneida Nation (Wisconsin)

Bay Bank

Native-owned bank / CDFI

Oneida-owned bank (sole owner since 2000) and certified CDFI with ~$300M in assets, offering mortgage, consumer, and commercial lending and serving Native communities including a Keshena (Menominee) branch.

PuliklaTribe of Yurok People (previously listed as Resighini Rancheria, California)

Yurok Alliance for Northern California Housing

Native CDFI (U.S. Treasury certified)

Native CDFI supporting housing and development for Yurok people in northern California.

Salt River Pima-Maricopa Indian Community

Salt River Financial Services Institution

Native CDFI (U.S. Treasury certified)

Tribal CDFI serving the Salt River Pima-Maricopa Indian Community with consumer, credit-building, and small-business lending.

Shoshone-Paiute Tribes of the Duck Valley Reservation, Nevada

Valley Credit Association

Native CDFI (U.S. Treasury certified)

Tribal lending institution serving the Duck Valley Reservation (Shoshone-Paiute Tribes).

Sisseton-Wahpeton Oyate of the Lake Traverse Reservation, South Dakota

Sisseton Co-op Federal Credit Union

Native CDFI (U.S. Treasury certified)

Tribal credit union serving the Lake Traverse Reservation (Sisseton-Wahpeton Oyate).

Southern Ute Indian Tribe of the Southern Ute Reservation, Colorado

Southern Ute Permanent Fund

Permanent fund

Tribal permanent fund holding and investing proceeds from energy and other revenue for long-term benefit of Southern Ute members.

Southern Ute Growth Fund

Sovereign-wealth / investment fund

The tribe's investment and business-development arm, managing energy, real estate, and private-equity holdings — one of the largest tribally owned investment funds in the U.S.

The Chickasaw Nation

Chickasaw Nation Community Development Financial Institution

Native CDFI (U.S. Treasury certified)

Tribal CDFI providing business, consumer, and credit-building loans to Chickasaw citizens across south-central Oklahoma.

The Choctaw Nation of Oklahoma

Choctaw Home Finance Corporation

Native CDFI (U.S. Treasury certified)

Native CDFI providing home-purchase, renovation, and consumer lending across the Choctaw Nation of Oklahoma.

The Osage Nation

Osage Financial Resources, Inc.

Native CDFI (U.S. Treasury certified)

Native CDFI serving Osage Nation citizens with business and consumer lending in northeastern Oklahoma.

Tohono O'odham Nation of Arizona

CDFI of the Tohono O'odham Nation (Tohono O'odham Ki:Ki Association)

Native CDFI (U.S. Treasury certified)

Tribal CDFI serving the Tohono O'odham Nation in southern Arizona with housing and small-business lending.

Intertribal & Regional Funds

Native CDFIs and financial intermediaries that serve many tribes across a region or nationally, rather than a single reservation.

Native-owned bank

The only national American Indian–owned community bank, owned by a coalition of tribal nations and Alaska Native corporations, providing commercial lending across Indian Country.

Denver, CO · (720) 963-5507
Native CDFI intermediary

National intermediary that capitalizes and trains Native CDFIs, providing lending capital, technical assistance, and financial-education resources.

Rapid City, SD · (605) 455-1700

American Indian Economic Development Fund (AIEDF)

Regional — Upper Midwest
Native CDFI

Native CDFI offering business loans and entrepreneurship support to American Indian communities across Minnesota and the Upper Midwest.

St. Paul, MN · (651) 917-0819

Affiliated Tribes of Northwest Indians — Revolving Loan Fund

Regional — Pacific Northwest
Revolving loan fund

Intertribal revolving loan fund serving member tribes of the Affiliated Tribes of Northwest Indians.

Dallas, OR · (503) 917-0550
Native CDFI

Native CDFI serving the Wabanaki tribes of Maine with housing, business, and consumer lending.

Orono, ME · (207) 866-6545
Native CDFI

Native CDFI providing business lending and technical assistance to tribes across Montana and the Northern Plains.

Billings, MT · (406) 259-3804
Native CDFI

CDFI affiliate of the American Indian Chamber of Commerce of Wisconsin, financing Native-owned businesses statewide.

West Allis, WI · (414) 604-2044

Native American Lending Group

Regional — Southwest
Native CDFI

Native CDFI providing small-business and consumer lending to tribal communities in New Mexico and the Southwest.

Santa Fe, NM · (505) 345-2985
Native CDFI

Native CDFI serving Alaska Native villages and rural communities with housing and development finance.

Anchorage, AK · (907) 263-9846

Na Qenq'a Community Development Financing, Inc.

Regional — Alaska
Native CDFI

Native CDFI serving Alaska Native communities.

Anchorage, AK · (907) 793-3004

Adair County Indian Credit Association

Regional — Eastern Oklahoma
Native lending association

Long-standing Native lending institution serving Cherokee and other tribal citizens in eastern Oklahoma.

Stilwell, OK · (918) 696-7095

First Hawaiian Homes Federal Credit Union

Native Hawaiian
Native credit union

Native Hawaiian credit union serving Hawaiian Home Lands beneficiaries.

Hoolehua, HI · (808) 567-6107
Investment & Development Funds — Tribal Nations | Cefa Tribal Affairs